The world of commercial real estate investments is filled with lucrative opportunities for those with the drive and vision to find good property deals and turn them around to sell or rent out to generate healthy revenue. However, most commercial real estate projects require supplemental funding, and traditional bank loans are not always in the picture. However, there are a number of CRE financing solutions available to new investors, without having to resort to prohibitive bank loan arrangements, or jeopardizing personal finances.
CRE Financing With SBA Loans
The Small Business Administration (SBA) has a number of loan programs for purchasing and renovating various types of commercial real estate. But going through conventional channels can take an extremely long time to process SBA loan requests. To remedy this, the SBA has designated certain commercial lenders as Preferred Financial Services Companies. Commercial finance lenders with this designation can expedite SBA loans requests, and get competitive rates for CRE investors.
Bridge loans make for great CRE financing when larger funding is still in the pipeline. Bridge loans – sometimes referred to as hard money loans – are typically used to cover immediate expenses so renovations and construction do not have to be delayed during property acquisitions. This form of CRE financing can be arranged quickly, and can be tailored for projects ranging from purchases to preparing existing properties to be placed on the market.
HUD And FHA Loans
HUD and FHA loans are designed to help commercial real estate investors purchase, build, renovate, and even refinance multifamily residences, managed care properties, and senior housing projects. These loans offer non-recourse packages with low interest.
Mezzanine loans are designed for larger projects, and are focused more on the profitability of real estate than the borrower's existing collateral. Mezzanine loans are a form of CRE financing which works as a partnership – with lenders offering guidance and assistance to ensure a property is as profitable as possible, when the project reaches completion.
This Is Just The Beginning
These are just a few of the CRE financing solutions we offer at the Lavan Financial Group. We also offer CMBS conduit loans, funding for construction, and even financing for international commercial real estate investment opportunities. If you would like to learn more, please contact us at 203-308-4547. We will work with you directly to help you reach your goals.